Disclaimers for Medicare Precision
Last updated: January 1, 2026
Eickelmann Group LLC dba Medicare Precision (“Medicare Precision,” “we,” “our,” or “us”) provides this website for general information and educational purposes. By using this site, you agree to the terms and conditions described on this page, as well as our separate Privacy Policy.
If you have questions about these disclaimers, please contact us at:
- Phone: 573-677-1456
- Email: info@medicareprecision.com
- Mailing address: Cuba, Missouri
1. Business & Licensing Information
Medicare Precision is the dba of Eickelmann Group LLC, an independent insurance agency based in Cuba, Missouri. We are licensed to offer insurance products only in the state of Missouri. Nothing on this website is intended as a solicitation to residents of any state or jurisdiction where we are not properly licensed.
We describe ourselves as an independent insurance agent. We are not a health care provider, law firm, accounting firm, or financial advisory firm.
2. No Government Affiliation or Endorsement
Medicare Precision and Eickelmann Group LLC are not connected with, endorsed by, or affiliated with:
- The U.S. government
- The federal Medicare program
- The Centers for Medicare & Medicaid Services (CMS)
- The Social Security Administration
- Any other federal, state, or local government agency
Any references to Medicare, Medicare Advantage, Part D, Medigap, or other government programs are for educational purposes only.
3. Medicare & Insurance Disclaimers
3.1 Products We Offer
We currently market and offer:
- Medicare Advantage (Part C) plans
- Medicare prescription drug (Part D) plans
- Medicare Supplement (Medigap) plans
- Other related insurance products such as dental, vision, and supplemental health plans (as available and approved in Missouri)
We do not offer Affordable Care Act (ACA/Marketplace) plans through this website.
3.2 TPMO / CMS Required Disclaimer
We operate as a Third-Party Marketing Organization (TPMO) under CMS rules. As such, we are required to provide the following disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1‑800‑MEDICARE (1‑800‑633‑4227), or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent some, but not all, Medicare Advantage and Part D plans available in Missouri. The plans we can discuss with you are limited to the carriers and plans with which we have current contracts and appointments.
3.3 Plan Information, Availability, and Changes
Information about plans on this site (including premiums, copayments, coinsurance, deductibles, networks, covered services, extra benefits, and star ratings) is general and subject to change at any time. Actual plan details are determined solely by the official documents provided by the insurance carrier and CMS.
- Plan availability varies by county, ZIP code, and service area.
- You may not be eligible for all plans or all benefits described.
- Carrier contracts, plan designs, formularies, provider networks, and pharmacy networks may change from year to year.
Always review the official Summary of Benefits, Evidence of Coverage, and/or policy documents before enrolling.
3.4 No Guarantee of Enrollment or Coverage
Using this website or contacting us does not:
- Enroll you in any plan
- Guarantee that you will qualify for or obtain coverage
- Guarantee that any specific provider or prescription will be covered
Eligibility, enrollment, and coverage are determined solely by the applicable government program(s) and/or insurance carrier(s), not by Medicare Precision.
3.5 Compensation & Cost to You
For Medicare plans and other insurance products, we are typically paid by the insurance companies (carriers) in the form of commissions or other compensation. We do not charge separate consulting or planning fees for Medicare plan selection.
- Your premiums are generally the same whether you work with us or go directly to the insurance carrier or to Medicare.
- Our compensation may vary by carrier and product, but we strive to recommend plans based on your stated needs, budget, and preferences.
4. No Legal, Tax, or Medical Advice
The information on this website is not intended and should not be taken as:
- Legal advice
- Tax advice
- Financial planning advice
- Medical or clinical advice
For advice specific to your situation, you should consult:
- An attorney for legal questions
- A tax professional or CPA for tax-related questions
- A licensed financial professional for investment or comprehensive financial planning
- Your physician or qualified health care provider for medical advice and treatment
You should not delay seeking or disregard professional advice based on something you read on this website.
5. Fitness, Exercise & Nutrition Disclaimer
In addition to Medicare-related services, we may provide information and services related to:
- Group fitness or exercise classes (including SilverSneakers® or similar programs)
- Basic wellness or nutrition coaching
- General “active living” education for older adults
5.1 Not Medical Advice
Any fitness, exercise, or nutrition information on this site is general education only and is not medical advice and is not a substitute for seeing your doctor or other licensed health professional.
Before starting or changing any:
- Exercise program
- Group fitness class
- Diet or nutrition plan
- Weight-loss or wellness program
you should consult your physician, especially if you have any chronic medical conditions, take prescription medications, have a history of falls or injuries, or have been advised to limit activity.
5.2 Assumption of Risk
Participation in physical exercise or changes in diet carries inherent risks, including the risk of injury, illness, or in rare cases, death. By choosing to act on information or services related to fitness or nutrition:
- You do so voluntarily and at your own risk.
- You agree that Medicare Precision and Eickelmann Group LLC are not responsible for any injuries or health problems that may result from your participation in fitness activities or nutrition changes based on information from this site or from us.
If at any time during a class or activity you feel discomfort, pain, dizziness, or shortness of breath, you should stop immediately and seek medical attention.
6. Website Information & No Professional-Client Relationship
The content on this website is intended for general informational and educational purposes for Missouri older adults and Medicare-eligible individuals. It does not create a:
- Agent–client relationship
- Advisor–client relationship
- Patient–provider relationship
A professional relationship with Medicare Precision is formed only after:
- We confirm our ability to work with you (including licensing and appointment availability), and
- You choose to work with us and complete any necessary forms (such as a Scope of Appointment, enrollment application, or service agreement).
Information on this site may not be complete, accurate, or up-to-date for your particular circumstances. You should not rely on it as the sole basis for making insurance or health-related decisions.
7. Contact Forms, Emails & Electronic Communications
7.1 General Nature of Communications
If you submit information through our contact form, send us an email, or communicate with us electronically, you understand and agree that:
- These communications are for general inquiries and appointment scheduling.
- A submitted form or email does not by itself create an agent–client relationship or guarantee that we will represent you or enroll you in any plan.
- We may respond by email, phone, or text message, depending on the contact details you provide.
7.2 Health Information & PHI
Our contact forms are not intended for transmitting highly sensitive medical or health information (also known as Protected Health Information or PHI). We do not request detailed medical history, full medication lists, or diagnostic information through this website.
- Please do not include highly sensitive medical details in any website form or unencrypted email.
- If you choose to provide such information despite this notice, you do so at your own risk. We will take reasonable steps to protect any information we receive, but our website and standard email are not designed to be HIPAA-compliant secure messaging systems.
8. Phone Calls, Call Recording & Tracking Numbers
We may use call tracking numbers and may record phone calls for training, quality assurance, and compliance with CMS and carrier requirements.
By calling any phone number listed on this website, you acknowledge and agree that:
- Your call may be recorded and monitored.
- You are speaking with a licensed insurance agent.
- We may use the call information (such as phone number, time, and length of call) for compliance and business purposes as described in our Privacy Policy.
If you do not wish to be recorded, please inform us at the beginning of the call or contact us by email instead.
9. Email Newsletters & Marketing Communications
We may send educational and marketing emails, including newsletters and updates about Medicare, insurance, fitness, or wellness topics.
- You will only receive such emails if you have provided your email address to us and agreed or reasonably expect to receive communications from us.
- You may opt out or unsubscribe at any time by following the link in the email or contacting us directly at info@medicareprecision.com.
We comply with applicable email and marketing laws (such as CAN-SPAM) to the best of our ability.
10. Cookies, Analytics & Third-Party Tools
Our website may use cookies, pixels, or similar technologies and third-party tools (such as Google Analytics or other analytics/marketing services) to:
- Analyze website traffic and usage
- Measure the effectiveness of our marketing
- Improve our content and user experience
These third parties may collect or receive information from your browser, such as pages visited, device type, IP address, and other technical data, and may use it to provide measurement services and targeted ads.
For more detail about what information we collect and how it is used, please review our Privacy Policy (linked from our website footer).
11. Third-Party Websites & Links
This website may contain links to third-party websites, resources, or tools (including government sites, insurance carriers, gyms/fitness programs, or other external content). These are provided as a convenience only.
- We do not control and are not responsible for the content, accuracy, security, or practices of any third-party site.
- Inclusion of a link does not imply endorsement or recommendation of that third party or its products/services.
You access and use any third-party site at your own risk and should review its own terms and privacy policy.
12. Accessibility Statement (ADA)
We are committed to making the Medicare Precision website and our services accessible to individuals with disabilities.
12.1 Our Commitment
Our goal is to ensure that people with disabilities can:
- Access the information on our website
- Understand their Medicare and insurance options
- Receive assistance with forms, plan comparisons, and enrollment
- Participate, where possible, in any fitness or wellness services we offer
We are working toward aligning our website with commonly accepted accessibility standards, such as the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, and we will continue to test and improve our site over time.
12.2 Assistance We Can Provide
If you have difficulty using our website or accessing any of its content, we can provide assistance in alternative ways, including:
- Explaining information over the phone
- Assisting you with completing forms or applications over the phone or in person
- Providing documents in large print upon request, when feasible
- Communicating using relay services (such as 711) for individuals with hearing or speech disabilities
- Scheduling in-person or virtual meetings at accessible locations or platforms, when possible
To request assistance or an accommodation, please contact us:
- Phone: 573-677-1456 (relay users can dial 711 first)
- Email: info@medicareprecision.com
When you contact us, please describe the nature of the accessibility issue, the assistive technology you use (if any), and the preferred format or method for receiving the information.
12.3 Ongoing Efforts & Feedback
This is a new website, and we are actively working to ensure it remains as accessible as possible. We welcome your feedback on the accessibility of our site:
- If you encounter any barriers or problems,
- If you have suggestions for improvement, or
- If you need content provided in an alternative format,
please let us know using the contact methods above. We take accessibility seriously and will make reasonable efforts to address issues promptly.
13. No Warranties; Limitation of Liability
All information on this website is provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to:
- Warranties of accuracy, completeness, or timeliness
- Warranties of fitness for a particular purpose
- Warranties of non-infringement
To the fullest extent permitted by law, Medicare Precision and Eickelmann Group LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:
- Your use or inability to use this website
- Your reliance on any information provided on this site
- Any decision you make regarding insurance, health care, fitness, or nutrition based on this site
Your sole remedy for dissatisfaction with this website is to stop using it.
14. Changes to These Disclaimers
We may update or modify this Disclaimers page at any time, without prior notice. Changes are effective as of the “Last updated” date listed at the top of this page.
We encourage you to review this page periodically to stay informed about our disclaimers, notices, and policies.